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Section : 21S Security of credit eligibility information
Domain : Human Resource Management
Classification : Not Identified

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  • (1) If a credit provider holds credit eligibility information, the provider must take such steps as are reasonable in the circumstances to protect the information:
  1. (a) from misuse, interference and loss; and Privacy Act 1988 Compilation date: 11/12/2024
  • (b) from unauthorised access, modification or disclosure. (2) If:
  • (a) a credit provider holds credit eligibility information about an individual; and
  • (b) the provider no longer needs the information for any purpose for which the information may be used or disclosed by the provider under this Division; and
  • (c) the provider is not required by or under an Australian law, or a court/tribunal order, to retain the information; the provider must take such steps as are reasonable in the circumstances to destroy the information or to ensure that the information is de-identified. Civil penalty:
  • 1,000 penalty units.
  • (3) If a credit provider is an APP entity, Australian Privacy Principle 11 does not apply to the provider in relation to credit eligibility information.

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