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Section : Section 21D
Domain : Human Resource Management
Classification : Not Identified

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(a) the information does not relate to an act, omission, matter or thing that occurred or existed before the individual turned 18; and
(b) if the information relates to consumer credit or commercial credit-the credit is or has been provided, or applied for, in Australia; and
(c) if the information is repayment history information or financial hardship information about the individual:
(i) the credit provider is a licensee or is prescribed by the regulations; and
(ii) the consumer credit to which the information relates is consumer credit in relation to which the provider also discloses, or a credit provider has previously disclosed, consumer credit liability information about the individual to the credit reporting body; and
(iii) the provider complies with any requirements relating to the disclosure of the information that are prescribed by the regulations; and
(d) if the information is default information about the individual:
(i) the credit provider has given the individual a notice in writing stating that the provider intends to disclose the information to the credit reporting body; and
(ii) at least 14 days have passed since the giving of the notice.