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Section : Permitted use for pre-screening
Domain : Human Resource Management
Classification : Not Identified

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(2) Subsection (1) does not apply to the use by the credit reporting body of credit information about the individual for the purposes of direct marketing by, or on behalf of, a credit provider if:

(a) the provider has an Australian link and is a licensee; and
(b) the direct marketing is about consumer credit that the provider provides in Australia; and
(c) the information is not consumer credit liability information, repayment history information, or financial hardship information about the individual; and
(d) the body uses the information to assess whether or not the individual is eligible to receive the direct marketing communications of the credit provider; and
(e) the individual has not made a request under subsection (5); and
(f) the body complies with any requirements that are set out in the registered CR code.

(3) In assessing under paragraph (2)(d) whether or not the individual is eligible to receive the direct marketing communications of the credit provider, the credit reporting body must have regard to the eligibility requirements nominated by the provider.