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Section : Exceptions
Domain : Human Resource Management
Classification : Not Identified

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information is required or authorised by or under an Australian law or a court/tribunal order. (3) Subsection (1) does not apply if: (a) the credit reporting body collects the credit information about the individual from a credit provider who is permitted under section 21D to disclose the information to the body; and (b) the body collects the information in the course of carrying on a credit reporting business; and (c) if the information is identification information about the individual-the body also collects from the provider, or already holds, credit information of another kind about the individual. (4) Subsection (1) does not apply if: (a) the credit reporting body: (i) collects the credit information about the individual from an entity (other than a credit provider) in the course of carrying on a credit reporting business; and (ii) knows, or believes on reasonable grounds, that the individual is at least 18 years old; and (b) the information does not relate to an act, omission, matter or thing that occurred or existed before the individual turned 18; and (c) if the information relates to consumer credit or commercial credit-the credit is or has been provided, or applied for, in Australia; and

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