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consumer credit means credit: (a) for which an application has been made by an individual to a credit provider, or that has been provided to an individual by a credit provider, in the course of the provider carrying on a business or undertaking as a credit provider; and (b) that is intended to be used wholly or primarily: (i) for personal, family or household purposes; or (ii) to acquire, maintain, renovate or improve residential property for investment purposes; or (iii) to refinance consumer credit that has been provided wholly or primarily to acquire, maintain, renovate or improve residential property for investment purposes. consumer credit liability information : if a credit provider provides consumer credit to an individual, the following information about the consumer credit is consumer credit liability information about the individual: (a) the name of the provider; (b) whether the provider is a licensee; (c) the type of consumer credit; (d) the day on which the consumer credit is entered into; (e) the terms or conditions of the consumer credit: (i) that relate to the repayment of the amount of credit; and (ii) that are prescribed by the regulations; (f) the maximum amount of credit available under the consumer